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Case Studies



Client: NH Assisted Living Facility

Enrolled Employees: 150

Current State: 

  • Facing over a 30% increase in fully insured renewal rates
  • Claims experience was 140% MLR with over 10 high-cost claimants – all ongoing
  • Employer already had the highest deductible and copay plans available in the market

Costs to employer and employee, employee satisfaction

CGI’s Solution

CGI’s turnkey ICHRA solution provided a smooth transition to individual insurance

  • Employer’s overall costs were reduced by 27% off current costs (57% difference from renewal!)
  • Employees were able to choose a plan and carrier that worked best for their needs
  • Some employees qualified for tax credits and subsidies through the government
  • As a result of the savings, the employer was able to add additional benefits to enhance employee satisfaction